(720) 833-7283 john@peakinsuranceco.com

Protect What Matters Most with Peak Insurance CO

Safeguard your assets with Peak Insurance CO, Aurora’s trusted auto, home, RV, motorcycle, and business coverage provider. Get personalized protection, competitive rates, and expert service. Secure your future—get a quote today!

Your Backup for Life’s Uncertainties

At Peak Insurance CO, we understand that life is full of uncertainties, but your coverage shouldn’t be one of them. Serving Aurora, CO, and beyond, we provide reliable and comprehensive insurance solutions tailored to fit your needs.

Protect What Matters Most with Peak Insurance CO

Safeguard your assets with Peak Insurance CO, Aurora’s trusted auto, home, RV, motorcycle, and business coverage provider. Get personalized protection, competitive rates, and expert service. Secure your future—get a quote today!

Your Backup for Life’s Uncertainties

At Peak Insurance CO, we understand that life is full of uncertainties, but your coverage shouldn’t be one of them. Serving Aurora, CO, and beyond, we provide reliable and comprehensive insurance solutions tailored to fit your needs.

Trusted Protection

Comprehensive Insurance Solutions for Every Need

Every client is unique, and we take the time to understand your needs and find the best policy for you.

Our team is here to guide you through the process, and ensure you have the protection you need.

As a trusted insurance provider in Aurora, CO, we’re dedicated to serving our community with integrity and professionalism.

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15+

Years of Expertise

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1000+

Satisfied Customers

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No. of Reviews

Our Products

Auto Insurance

Home Insurance

Partner Carriers

What We Offer

Our Products

Personalized service, competitive rates, and a commitment to protecting what matters most to you. Whether you’re on the road, at home, or running a business, we provide reliable coverage and peace of mind.

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Auto Insurance
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Homeowners Insurance
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RV Insurance
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Motorcycle Insurance
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Business Insurance

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Home and Auto Coverage Made Simple

We make it easy to insure what matters most—your space, your wheels, and your peace of mind.

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Drive with Confidence

Auto Insurance

Your auto insurance should give you peace of mind. Whether you need liability, collision, or comprehensive coverage, we offer plans tailored to your lifestyle and budget, so you can drive with confidence.

  • Plans tailored to your driving needs.
  • Quality protection at competitive prices.
  • Quick assistance when you need it most.

Protect Your Home

Home Insurance

Your home is more than just a house—it’s where life happens. Our homeowners’ insurance safeguards your property and belongings. From fire and storm damage to theft, we ensure you’re covered against life’s uncertainties.
 

  • Covers your home, belongings, and liability.
  • Tailored to your needs and budget.
  • Dedicated experts ready to assist you.
FAQs

Get Answers to Your Questions

Find answers to common insurance questions and get expert guidance.

How does my car insurance deductible work?

Your deductible is the amount you agree to pay out of pocket before your insurance covers the remaining costs of a claim. For instance, with a $500 deductible on a $2,000 repair, you’d pay $500, and your insurer would cover $1,500. Choosing a higher deductible can lower your premium, but it means paying more upfront in case of a claim.

Will my insurance rate increase after an accident or traffic violation?

Insurance rates can rise after at-fault accidents or serious traffic violations, as these incidents may indicate a higher risk to insurers. However, not all incidents lead to rate increases; factors like the severity of the incident and your overall driving history play a role.

Does the color of my car affect my insurance premium?

No, the color of your vehicle does not impact your insurance rates. Insurers focus on factors like the car’s make, model, age, safety features, and your driving history when determining premiums.

What factors influence my insurance rates?

Several elements can affect your insurance premiums, including:

  • Driving Record: Accidents or violations can increase rates.
  • Vehicle Type: Certain models may be more expensive to insure.
  • Location: Areas with higher accident or theft rates can lead to higher premiums.
  • Demographics: Age, gender, and marital status can influence rates.
  • Coverage Choices: The types and amounts of coverage you select affect your premium.

What does "full coverage" mean?

“Full coverage” typically refers to a combination of liability, collision, and comprehensive insurance. It means you’re covered for damages to others (liability) and to your own vehicle (collision and comprehensive). However, it’s important to review your policy details to understand the specific protections included.

Does auto insurance cover windshield replacement?

Windshield damage is usually covered under comprehensive insurance, which handles non-collision-related incidents like falling debris or vandalism. Coverage specifics, including deductibles and repair policies, can vary, so it’s advisable to check your individual policy details.

What is liability insurance?

Liability insurance covers damages you’re legally responsible for if you cause injury to others or damage their property in an accident. It typically includes:

  • Bodily Injury Liability: Covers medical expenses and lost wages for injured parties.
  • Property Damage Liability: Covers repair or replacement costs for damaged property.

Can my insurance premium decrease over time?

Yes, premiums can decrease due to factors like a clean driving record, increased driving experience, or changes in your vehicle’s value. Regularly reviewing your policy and discussing potential discounts with your insurer can help ensure you’re getting the best rate.

Can you insure a home with multiple losses?

Yes, we collaborate with various home insurance providers, giving you more options regarding previous claims.

Can you insure my auto without a license or a suspended license?

No! Without a valid and current license, it is not possible to offer or receive services that require such credentials. This ensures compliance with regulatory standards and safeguards the interests of all parties involved.

Can you bundle my auto and home insurance?

Yes! We aim to be your primary contact for common insurance needs, including bundling your home and auto policies to help you save more.

Rooted in Community

At Peak Insurance CO, we believe protecting what matters most goes beyond policies—it’s about people.

We Proudly Support and Partner With:

  • Aurora Chamber of Commerce
  • Level Up Connections
  • Hispanic Chamber of Commerce
  • Hispanic Contractors of Colorado
  • Havana Business Improvement District
  • South Metro Denver Realtor Association

We Actively Support Our Military Community Through:

  • Buckley Space Force Base
  • Annual Vet Pet Expo
  • Colorado Veterans Project
  • Veterans Association of Real Estate Professionals – Denver

We Also Advocate for Homeownership Through Partnerships With:

  • UCAN Metro Denver
  • Local realtors and mortgage lenders for educational homeownership seminars
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